Ask any current American Express charge card holder and the will probably tell you that it's the best charge card that they have every had, as long as it is accepted at all of their normal vendors. American Express is not the most widely accepted cards, and the main reason for this is because American Express charges a higher fee per transaction at merchants than other credit cards do. But as a cardholder you can reap the benefits from this extra money that American Express makes in the form of rewards and added features on your card. If you enjoy traveling or attending special events then take a look at the group of American Express charge cards and see what you have been missing.
Amex Green Charge Card
This is the base level charge card for American Express. With this card you can earn 1 point for every dollar that you spend on your card. You also earn 2x points when you book you trips through American Express's travel site and up to 10x points when you make purchases on American Express's Membership Rewards online mall with over 300 of the best vendors.
The annual fee for the American Express Green Charge card is $95, which is waived for your first year, and $30/year for each additional card that you add to your account.
Amex Gold Charge Card
The American Express Gold Charge Card is the next step up in ladder. With this card you are earning the same points structure that the Green card offers. The main difference is that you will be one of the first people to now about upcoming entertainment events and be able to purchases tickets to these events through American Express (which you can use points to pay for.) If you attend a lot of special events and hate waiting in line for tickets and you want to save $50 off of the next card in this entourage then this is the card for you.
The annual fee for the American Express Gold Card is $125, and $35 for each additional card you add to your account.
Amex Premier Rewards Gold Charge Card
If you were interested in the American Express Gold Charge Card then you need to take a look at the Premier Rewards Card. This card is offering 25,000 bonus points (valued at $250) when you spend $2,000 in the first 3 months of opening your account. You can earn 3x points on airfare that is purchased through American Express's travel site, 2x points on gas and groceries, and 1x points on everything else. You get the same early access to special events along with offers that include special travel packages and amenities at hotels worldwide.
The annual fee for the American Express Premier Rewards Gold card is $175, which is waived the first year, and there is no annual fee for the next 5 cards that you add to your account.
Amex Platinum Charge Card
This is the card for the world traveler or anyone who plans to take lots of trips in the future. The Platinum card is offering 25,000 bonus points when you spend $2,000 in the first 3 months. You will also earn 2x points when you book your trip through the American Express travelers site and 1x points on everything else that you purchase.
You will get access to over 600 travel lounges with American Express's priority pass, you will not be charged any foreign transaction fees, you can skip to the front of U.S. Custom lines with American Express's Global entry, and you get up $200 annually to cover incidental airline charges, including checked baggage fees. When you purchase a qualifying first or business class international ticket you can receive a companion ticket for any discounted traveler. Also you can receive complementary upgrades at hotels, boutiques, and resorts worldwide.
With all of these travel rewards and upgrades you will also get a 24/7 concierge that can offer assistance with reservations, travel, gifts, and more. And to make your traveling plans even better you will save 20% when you pay for any of your trips with the points that you have earned. And while you are on your trip you will get exclusive access to events and shows that are not offered to the general public.
The annual fee for the American Express Platinum Charge Card is $450.
With all of these options it is probably pretty easy to figure out which card is best for you. On top of the unique features for each card all of the American Express Charge cards include the following features.
-There is no limit to the amount of points that you earn, there are no blackout dates and the points you earn can be transferred to over 20 different frequent flyer miles programs.
-When you are traveling you can travel in comfort knowing that your bags are covered. Up to $1,250 in insurance for your carry on bags and $500 in insurance for your checked bags. You can also refuse the supplementary car rental insurance when you are renting a car with your American Express Charge card.
-24/7 emergency assistance when you are traveling more than 100 miles from your home, which includes roadside assistance if your car breaks down.
-When you are shopping you can return items that you are not satisfied with and if the vendor will not take them back, American Express will refund you up to $300 of the purchase. You are also protected in case you break something, accidentally, American Express will replace, repair, or reimburse you for the item up to 90 after your purchase.
-Extended warranty on the items that you purchase with your card up to one year passed the standard manufactures warranty.
For anyone who travels a lot or attends special events then the group of American Express Charge Cards is an option worth looking at. You can also have the added benefit of adding additional cards to your account and watch your earned points add up. American Express makes it easy to earn points as well as spend them in the way that you want. The only problem is deciding on where your next trip will be and which event you want to see.
It's important to note that a charge card is a card that is used by someone who plans to pay his or her bill in full each month. These cards also come with "no preset spending limit," but that does not mean you can go out and buy anything. Your card limit can be based on anything from your spending habits to your credit history.
Visit Casavvy.com for card card details and offers.
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